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Student Loan Forgiveness

If you have Federal Student Loans you may qualify for any of the student loan forgiveness programs that are available to borrowers. You may be eligible for principal reduction, loan forgiveness, or a complete loan discharge depending on your individual circumstance.

Loan Consolidation

Loan consolidation will take all your federal student loans and combine them into one new loan. You will have only one lender, with one monthly payment. In this consolidation you are able to choose a payment plan that’s affordable to you. By consolidating you also may become eligible for loan forgiveness.

STUDENT LOAN FORGIVENESS

You may be able to get your Federal Student Loans forgiven if you qualify for any of the available forgiveness programs. Give us a call today to get started.

INCOME BASED REPAYMENT (IBR)

If you are struggling financially, you may qualify for income based payments. These payments can often equate to $0/month payments, and your loan will still be getting chipped away at while in this program.

NO ONE WORKS HARDER THAN US!

American Student Aid has a stellar success rate with the Department of Education. Our document preparation services will get you the best results possible!

WHAT IS STUDENT LOAN FORGIVENESS?

Officially known as the William D. Ford Direct Loan Program, the Obama Student Loan Forgiveness Program gained this nickname after President Obama in 2009, created reforms to the Direct Loan Program. However, the reforms only apply to federal student loans. Some of the reforms made by Obama include:

Starting in 2014, borrowers would qualify for payments based on 10% of their discretionary income
Money would be used primarily to increase college funding, as well as, to fund minority and poor students
Subsidies will no longer be given to private lenders by the federal government for federally backed loans
New borrowers will qualify for student loan forgiveness after 20 years of qualifying payments

  • 1. ORGANIZE & UNDERSTAND YOUR STUDENT LOANS

    We pull all your federal loan information in one place so we can see where you stand and what you can do about it immediately.

  • 2. WE QUALIFY YOU FOR A REPAYMENT PLAN

    We use technology to analyze your student loans and calculate for you the best program for your goals and situation.

  • 3. CONQUER YOUR STUDENT LOANS

    With the best student loan advisers on you side, we’ll help you get enrolled faster, become financial healthy and conquer your student loans today!

PROUDLY ASSOCIATED WITH
ASSOCIATION FOR STUDENT LOAN RELIEF
(A.F.S.L.R)